Secured Loans
Secured loans are loans secured on property, in much the same way as a mortgage.
Secured loans require no upfront survey, legal or other fees. Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, holidays, or anything you choose.
Many clients who have been turned down for a further advance are successful with a secured loan application. Or maybe you don't want to lose that terrific mortgage rate you are on.
- Loans from £10,000 to £500,000
- Lowest rate guarantee policy
- All credit circumstances are considered
- Self-certification to 65% LTV available
- Up to 85% LTV available for employed applicants
- Fixed rates available
- Average turnaround 18 days!
To qualify for a loan you must be over 18, resident in the UK and a homeowner. We have special schemes available if you have no proof of income.
We also have schemes available for those with a good financial track record; we can offer highly competitive rates to these types of borrowers that are often more competitive than you would find on the high street.
There are also many schemes available for those that have had credit problems in the past and those that have already been declined for a loan elsewhere.
• Prime / Low, Medium & Heavy Adverse / Self-cert applications
• No upfront fees (all processing costs paid)
• Prime employed up to 85% LTV
• Self employed with accounts up to 75% LTV
• Emp / self-emp self cert any adverse up to 65% LTV
• Fixed rate / deferred / interest only / discounted products available
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.