Cashflow Finance – Invoice Finance

Specialist Small Business Finance

If you need cash for day-to-day running costs or for business growth, invoice finance could be the answer.

Invoice finance is a tried and tested solution for your business - large or small - to help manage your cashflow. Instead of waiting 30 or 60 days for invoiced debts to be paid you can release cash as soon as an invoice is raised. This enables you to continue to pay bills, maintain customer relationships and grow the business.

What can I use it for?

Start a business

Grow a business

Buy a business

Finance an MBO

Get an improved facility

In the current financial climate banks are frequently not helpful with funding requirements. Cashflow finance is a way of raising the necessary funds immediately sometimes enabling any bank facilities to be repaid.

Factoring

Factoring is an option where the administration of the outstanding invoices is dealt with by the provider on your behalf. This is normally disclosed to your customers and the provider deals with all collections for you. You don't have to chase payments and are free to concentrate on marketing and new sales. Particularly suitable for smaller businesses and startups.

Invoice Discounting

This option is more suitable for larger businesses where there is an effective credit control process and allows you to retain control of the sales ledger management yourself. The facility can be kept confidential from your customers

As your sales grow you will benefit from an increased level of funding and the opportunity to grow your business further.

In addition both options can allow for some degree of confidentiality as well as provision for protection from bad debts.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.