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Encouraging dialogue between all professionals within the short term sector, next month’s Association of Bridging Professionals (AOBP) member event will provide the opportunity for broker guests

Leasehold Business Finance For Retail Businesses

Specialist Small Business Finance

Fast Leasehold Finance decisions for the purchase, or refinance of all kinds of leasehold businesses Fish and chip shops, Chemists, Nursing homes, Dry Cleaners, Garages, Pubs and Bars, Childrens Nurseries, Brasseries, Bistros, Restaurants, Post Offices, Takeaways, Newsagents. Convenience Stores, Health Clubs, Plumbers Merchants, Computer Shops, Off licences, Hotels, Guest houses etcWe can help provide leasehold finance for all these and more.

Apply for Leasehold Finance Now!
  • Leasehold finance to 1m
  • Fast decisions
  • Purchase up to 100% with additional security
  • Short leases acceptable
  • Refinance up to 50% ( 100% with security)
  • Clear loans, buy another business, refurbish etc
  • Maximum 5 year term - 10 years with security
  • No exit penalties after 6 months

Leasehold business finance used to be available directly' from your high street bank. However many small business owners such as yourself have now discovered that in fact the banks just don't want to know.

However F1 Finance have a unique facility to raise leasehold business finance for many businesses. Where additional security is available 100% funding is possible. Decisions usually same day and 4-6 weeks to complete.

In fact most retail business premises in the UK are held on a short lease at a commercial rent which is reviewed, usually upwards, every three or five years. Leasehold finance essentially involves a tenant renting a premises in order to carry on a trade such as a chemist, Indian restaurant, wine bar, supermarket and nursing homes.

The business valuation will be the main factor in lending decisions with this facility. The accuracy of normal accounts is not critical as the valuers will assess the actual trading records and receipts of the business.

The real value of a leasehold business is its turnover. There is no freehold security which makes leasehold finance a high risk for the lender. Although location, competition and level of rent do matter, the ability of the business to support the loan overrides all other factors....cashflow is king here.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.
Licensed Credit Broker Consumer Credit License Number 649650
Associate Member NACFB